Apps & Wallets

2025-11-18 11:03

Aave App Wants to Be Your Next Savings Account – And a Trojan Horse for On-Chain Finance

Aave Labs has launched Aave App, a retail savings application that wraps DeFi yields in a bank-like experience, advertising a 5% base rate with boosts up to 9% APY, second-by-second compounding and balance protection up to 1 million dollars. Behind the marketing is a serious attempt to connect more than 12,000 banks and debit cards to one of DeFi’s largest lending protocols and challenge both high-yield fintechs and traditional savings accounts.

2025-11-06 23:45

From Blue-Chip Pools to Permissionless Credit: Can Agoralend (AGORA) Rewrite DeFi’s Lending Rulebook?

Aave and Curve Finance became blue-chip pillars by prioritizing risk-managed collateral and deep, stable liquidity. Agoralend claims a different path: permissionless markets for almost any ERC-20 (from stablecoins to memecoins), dual P2P/P2C matching, multi-chain reach, audits, and a buyback-and-burn token model. We dissect the architecture, incentives, and risk plumbing that must work for AGORA to scale without repeating DeFi’s long-tail collateral blowups.

2025-10-20

$3.05M Drained From a ‘Cold’ Ellipal Wallet: What Really Happened—and How to Avoid the Trap

ZachXBT’s latest investigation traces a $3.05M XRP theft that began with one fatal misunderstanding: a wallet believed to be cold was actually hot. We unpack the timeline, the laundering route (bridges → Tron → OTC tied to Huione), the law-enforcement bottleneck, and a concrete playbook to keep self-custody safe.

2025-10-08

Japan’s Local Governments Turn to NFTs for Regional Revival and Tourism — From ‘Digital Residents’ to Smart Travel Passes

Municipalities across Japan are rolling out ‘government NFTs’ to fund local projects, create loyal visitor communities, and steer inbound travelers beyond megacities—backed by national policy and a wave of pilots in 2025.